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Guides, glossaries, and official platform references — freely available, no registration required.

Reference materials on the French pension system

These guides are informational documents covering different aspects of the French retirement system. They are educational in nature and do not constitute financial advice.

Overview Guide

The French Pension System: An Overview

A structured introduction to the French retirement system. Covers the three-pillar architecture, the main administering bodies, and the distinction between mandatory and complementary regimes.

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Calculation Guide

Understanding Pension Calculation

Explains the three core variables: trimestres, the salaire annuel moyen (SAM), and the rate applied. Covers décote, surcote, and the impact of departure timing on the final pension amount.

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Checklist

Trimestres: What Counts and What Doesn't

A practical checklist of periods that count toward your trimestres: employment, unemployment, illness, maternity, military service, and assimilated periods. Useful for reviewing your relevé de carrière.

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Regime Guide

Identifying Your Applicable Regime

A guide to understanding which mandatory and complementary regimes apply depending on your professional category and career history. Covers private sector, public sector, self-employed, and mixed-career situations.

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Reform Summary

The 2023 Pension Reform: Key Points

A factual summary of the main changes introduced by the 2023 reform: the gradual increase in legal retirement age, the full-rate age by generation, and the modified conditions for early departure.

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Glossary

Key Terms Glossary

Definitions of the key terms used in French pension documentation: trimestre, taux plein, décote, surcote, SAM, EIG, relevé de carrière, liquidation, and more than twenty additional terms.

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Where to consult your own situation

The following platforms are official French government services. They allow you to consult your personal pension situation, view your career record, and obtain projections. Dexvionyx is not affiliated with any of these services.

info-retraite.fr
The official inter-regime information portal. Provides general information on all French pension regimes and access to Mon Compte Retraite.
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Menu
Home/Free Resources

Free Resources

Guides, glossaries, and official platform references — freely available, no registration required.

Reference materials on the French pension system

These guides are informational documents covering different aspects of the French retirement system. They are educational in nature and do not constitute financial advice.

Overview Guide

The French Pension System: An Overview

A structured introduction to the French retirement system. Covers the three-pillar architecture, the main administering bodies, and the distinction between mandatory and complementary regimes.

Download PDF
Calculation Guide

Understanding Pension Calculation

Explains the three core variables: trimestres, the salaire annuel moyen (SAM), and the rate applied. Covers décote, surcote, and the impact of departure timing on the final pension amount.

Download PDF
Checklist

Trimestres: What Counts and What Doesn't

A practical checklist of periods that count toward your trimestres: employment, unemployment, illness, maternity, military service, and assimilated periods. Useful for reviewing your relevé de carrière.

Download PDF
Regime Guide

Identifying Your Applicable Regime

A guide to understanding which mandatory and complementary regimes apply depending on your professional category and career history. Covers private sector, public sector, self-employed, and mixed-career situations.

Download PDF
Reform Summary

The 2023 Pension Reform: Key Points

A factual summary of the main changes introduced by the 2023 reform: the gradual increase in legal retirement age, the full-rate age by generation, and the modified conditions for early departure.

Download PDF
Glossary

Key Terms Glossary

Definitions of the key terms used in French pension documentation: trimestre, taux plein, décote, surcote, SAM, EIG, relevé de carrière, liquidation, and more than twenty additional terms.

Download PDF

Where to consult your own situation

The following platforms are official French government services. They allow you to consult your personal pension situation, view your career record, and obtain projections. Dexvionyx is not affiliated with any of these services.

info-retraite.fr
The official inter-regime information portal. Provides general information on all French pension regimes and access to Mon Compte Retraite.
Mon Compte Retraite
The personal pension account portal. Allows you to view your career record (relevé de carrière), check accumulated trimestres, and obtain an indicative projection (EIG).
Assurance Retraite (CNAV)
The Caisse Nationale d'Assurance Vieillesse administers the general regime. Its website provides information on rights, conditions, and the process for filing a pension claim.
AGIRC-ARRCO
The federation managing the unified complementary regime for private sector employees. Provides access to your points balance and complementary pension projections.
Service-Public.fr
The official French government information portal. Contains comprehensive guidance on retirement conditions, age requirements, and administrative procedures for all regime types.
CNRACL (Public Sector)
The pension fund for territorial and hospital civil servants. Provides information on rights specific to the public sector and access to individual pension situation consultations.

How to read your relevé de carrière

Your relevé de carrière is the document that lists every period of your career recorded by the pension administrations. Understanding what it shows — and what to check for accuracy — is a key skill our training covers in detail.

Our free guide on this topic walks through each section of the document, explains what the codes mean, and describes the process for requesting corrections if you identify missing or incorrect periods.

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Educational resource guides and reference documents spread on a desk for French pension system training

Information only. All resources on this page are educational. They describe how the French pension system works in general terms. They do not constitute financial advice and should not be used as the basis for personal retirement planning decisions.